ZIP Pay is available to spend on purchases less than $1000. You can make part payments ie Zip Pay and your own funds, towards your cart purchases too, if you wish to spend more than $1000. Zip money will not charge you anything if you make the repayments within 60 days. If you don't make your payments within the arranged 60 days, Zip Pay charge $5 to your account each month until you clear your repayments and your 'wallet" not owing.
You can phone Zip Pay 03 82942345 for more information.
Learn more about zipPay